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			<image:title><![CDATA[MFOB 2017]]></image:title>
			<image:caption><![CDATA[MFOB 2017]]></image:caption>
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			<image:loc>https://bodnar.net/wp-content/uploads/2017/03/How-Much-Money-1.png</image:loc>
			<image:title><![CDATA[How Much Money (1)]]></image:title>
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		<image:image>
			<image:loc>https://bodnar.net/wp-content/uploads/2017/09/The-No-Frills-Guide-to.png</image:loc>
			<image:title><![CDATA[The No-Frills Guide to]]></image:title>
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	<url>
		<loc>https://bodnar.net/the-no-frills-guide-to-paying-off-student-loans/compound-interest/</loc>
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		<image:image>
			<image:loc>https://bodnar.net/wp-content/uploads/2017/09/compound-interest.png</image:loc>
			<image:title><![CDATA[compound interest]]></image:title>
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		<image:image>
			<image:loc>https://bodnar.net/wp-content/uploads/2017/09/loan-list-e1506460424788.png</image:loc>
			<image:title><![CDATA[loan list]]></image:title>
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	<url>
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			<image:title><![CDATA[MFOB 2017 author]]></image:title>
			<image:caption><![CDATA[MFOB 2017 author]]></image:caption>
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	</url>
	<url>
		<loc>https://bodnar.net/parents-and-grandparents-dont-pay-for-college-at-the-expense-of-your-retirement/102296657-college-fund-1910x1000/</loc>
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		<image:image>
			<image:loc>https://bodnar.net/wp-content/uploads/2016/02/102296657-college-fund.1910x1000-e1507830223463.jpg</image:loc>
			<image:title><![CDATA[college]]></image:title>
			<image:caption><![CDATA[college]]></image:caption>
		</image:image>
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	<url>
		<loc>https://bodnar.net/highlights-from-the-2017-morristown-festival-of-books/img_7629/</loc>
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		<image:image>
			<image:loc>https://bodnar.net/wp-content/uploads/2017/10/IMG_7629-e1508183276861.jpg</image:loc>
			<image:title><![CDATA[MFOB 2017]]></image:title>
			<image:caption><![CDATA[MFOB 2017]]></image:caption>
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	</url>
	<url>
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			<image:title><![CDATA[black monday]]></image:title>
			<image:caption><![CDATA[black monday]]></image:caption>
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	<url>
		<loc>https://bodnar.net/protect-your-retirement-from-id-theft-with-one-simple-action/ss-theft/</loc>
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			<image:loc>https://bodnar.net/wp-content/uploads/2017/11/ss-theft.jpg</image:loc>
			<image:title><![CDATA[social security theft]]></image:title>
			<image:caption><![CDATA[social security theft]]></image:caption>
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	<url>
		<loc>https://bodnar.net/the-most-and-least-expensive-college-in-new-jersey/shutterstock_522554425/</loc>
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		<image:image>
			<image:loc>https://bodnar.net/wp-content/uploads/2018/01/shutterstock_522554425.jpg</image:loc>
			<image:title><![CDATA[college kids]]></image:title>
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	<url>
		<loc>https://bodnar.net/give-family-the-gift-of-estate-planning/estate-planning/</loc>
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			<image:loc>https://bodnar.net/wp-content/uploads/2018/01/estate-planning.jpg</image:loc>
			<image:title><![CDATA[estate planning]]></image:title>
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	<url>
		<loc>https://bodnar.net/publication/30th-anniversary-white-paper/bfa-30th-anniv-white-paper/</loc>
		<lastmod>2018-01-25T16:03:32-05:00</lastmod>
	</url>
	<url>
		<loc>https://bodnar.net/publication/30th-anniversary-white-paper/untitled-design-13/</loc>
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			<image:loc>https://bodnar.net/wp-content/uploads/2018/01/Untitled-design-13.png</image:loc>
			<image:title><![CDATA[Untitled design (13)]]></image:title>
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	<url>
		<loc>https://bodnar.net/publication/autumn-2017/autumn-2017-2/</loc>
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	</url>
	<url>
		<loc>https://bodnar.net/publication/winter-2018/winter-2018-2/</loc>
		<lastmod>2018-01-25T16:23:10-05:00</lastmod>
	</url>
	<url>
		<loc>https://bodnar.net/30th-anniversary-bodnar-financial-story-remains/blog-1/</loc>
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			<image:loc>https://bodnar.net/wp-content/uploads/2018/01/blog-1-e1517340891601.jpg</image:loc>
			<image:title><![CDATA[blog 1]]></image:title>
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	<url>
		<loc>https://bodnar.net/30th-anniversary-bodnar-financial-story-remains/30th-anniv-celebrate-copy/</loc>
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			<image:loc>https://bodnar.net/wp-content/uploads/2018/01/30th-anniv-celebrate-copy-e1517341501266.jpg</image:loc>
			<image:title><![CDATA[30th anniv celebrate copy]]></image:title>
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	<url>
		<loc>https://bodnar.net/30th-anniversary-bodnar-financial-story-remains/untitled-design-13-2/</loc>
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		<image:image>
			<image:loc>https://bodnar.net/wp-content/uploads/2018/01/Untitled-design-13-1.png</image:loc>
			<image:title><![CDATA[Untitled design (13)]]></image:title>
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		<loc>https://bodnar.net/30th-anniversary-bodnar-financial-story-remains/img_8661/</loc>
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			<image:loc>https://bodnar.net/wp-content/uploads/2018/01/IMG_8661.jpg</image:loc>
			<image:title><![CDATA[IMG_8661]]></image:title>
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		<loc>https://bodnar.net/highlights-from-the-2018-valentines-day-luncheon/img_8802-copy/</loc>
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		<image:image>
			<image:loc>https://bodnar.net/wp-content/uploads/2018/02/IMG_8802-copy.jpg</image:loc>
			<image:title><![CDATA[2018 valentines luncheon]]></image:title>
			<image:caption><![CDATA[2018 valentines luncheon]]></image:caption>
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	<url>
		<loc>https://bodnar.net/thoughts-recent-stock-market-volatility/jp-morgan-chart/</loc>
		<lastmod>2018-03-06T15:57:00-05:00</lastmod>
		<image:image>
			<image:loc>https://bodnar.net/wp-content/uploads/2018/03/JP-Morgan-chart.jpg</image:loc>
			<image:title><![CDATA[JP Morgan chart]]></image:title>
			<image:caption><![CDATA[JP Morgan chart]]></image:caption>
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	<url>
		<loc>https://bodnar.net/six-basic-rules-for-social-security-planning/social-security-couple/</loc>
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			<image:loc>https://bodnar.net/wp-content/uploads/2018/03/social-security-couple.jpg</image:loc>
			<image:title><![CDATA[social security couple]]></image:title>
			<image:caption><![CDATA[social security couple]]></image:caption>
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	<url>
		<loc>https://bodnar.net/survivors-financial-checklist-death-spouse-new-jersey/widow/</loc>
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			<image:loc>https://bodnar.net/wp-content/uploads/2018/04/widow.jpg</image:loc>
			<image:title><![CDATA[widow]]></image:title>
			<image:caption><![CDATA[widow]]></image:caption>
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	<url>
		<loc>https://bodnar.net/new-jersey-high-school-graduation-is-here-are-you-ready-to-pay-for-college/winter-is-coming/</loc>
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			<image:loc>https://bodnar.net/wp-content/uploads/2018/05/winter-is-coming.jpg</image:loc>
			<image:title><![CDATA[winter is coming]]></image:title>
			<image:caption><![CDATA[winter is coming meme]]></image:caption>
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	</url>
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		<loc>https://bodnar.net/new-jersey-high-school-graduation-is-here-are-you-ready-to-pay-for-college/graduation/</loc>
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			<image:title><![CDATA[graduation]]></image:title>
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	<url>
		<loc>https://bodnar.net/publication/form-adv/adv-march-2018/</loc>
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			<image:title><![CDATA[graduation]]></image:title>
			<image:caption><![CDATA[graduation]]></image:caption>
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	<url>
		<loc>https://bodnar.net/publication/today-marks-longest-bull-market-history/today-marks-the-longest-bull-market-in-history/</loc>
		<lastmod>2018-08-21T21:56:53-04:00</lastmod>
	</url>
	<url>
		<loc>https://bodnar.net/publication/today-marks-longest-bull-market-history/stock-market-bull/</loc>
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			<image:title><![CDATA[stock-market-bull]]></image:title>
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	<url>
		<loc>https://bodnar.net/publication/today-marks-longest-bull-market-history/august-2018-marks-the-longest-bull-market-in-history/</loc>
		<lastmod>2018-08-21T22:00:31-04:00</lastmod>
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			<image:title><![CDATA[Ibbotson-1-1]]></image:title>
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	<url>
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			<image:loc>https://bodnar.net/wp-content/uploads/2018/09/Aretha-Franklin.jpg</image:loc>
			<image:title><![CDATA[Aretha Franklin]]></image:title>
			<image:caption><![CDATA[Aretha Franklin]]></image:caption>
		</image:image>
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	<url>
		<loc>https://bodnar.net/publication/spring-2018/spring-2018-2/</loc>
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	</url>
	<url>
		<loc>https://bodnar.net/publication/autumn-2016/autumn2016/</loc>
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		<image:image>
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			<image:title><![CDATA[Autumn 2016 Newsletter]]></image:title>
		</image:image>
	</url>
	<url>
		<loc>https://bodnar.net/publication/autumn-2018/fall-2018-newsletter/</loc>
		<lastmod>2018-09-25T15:53:39-04:00</lastmod>
	</url>
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			<image:title><![CDATA[moving out]]></image:title>
			<image:caption><![CDATA[moving out]]></image:caption>
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			<image:title><![CDATA[Kids and Money]]></image:title>
			<image:caption><![CDATA[Kids and Money]]></image:caption>
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	</url>
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		<loc>https://bodnar.net/beware-parents-children-are-watching-your-money-habits/kids-and-money-2/</loc>
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			<image:loc>https://bodnar.net/wp-content/uploads/2018/10/Kids-and-Money-2.png</image:loc>
			<image:title><![CDATA[Kids and Money 2]]></image:title>
			<image:caption><![CDATA[Kids and Money 2]]></image:caption>
		</image:image>
	</url>
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		<loc>https://bodnar.net/beware-parents-children-are-watching-your-money-habits/kid-and-money/</loc>
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			<image:title><![CDATA[Kid and Money]]></image:title>
			<image:caption><![CDATA[Kid and Money]]></image:caption>
		</image:image>
	</url>
	<url>
		<loc>https://bodnar.net/top-5-things-homebuyers-wish-they-could-do-differently/buying-a-house/</loc>
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			<image:caption><![CDATA[Buying a House]]></image:caption>
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	</url>
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			<image:title><![CDATA[30th group photo]]></image:title>
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	</url>
	<url>
		<loc>https://bodnar.net/highlights-from-the-bodnar-financial-30th-anniversary-party/30th-group-photo-2/</loc>
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			<image:title><![CDATA[30th group photo]]></image:title>
			<image:caption><![CDATA[30th group photo]]></image:caption>
		</image:image>
	</url>
	<url>
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			<image:title><![CDATA[LTC seminar spooky]]></image:title>
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	</url>
	<url>
		<loc>https://bodnar.net/the-politics-of-investing-three-midterm-election-scenarios-and-what-they-mean-for-your-portfolio/attachment/1/</loc>
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			<image:loc>https://bodnar.net/wp-content/uploads/2018/11/1.png</image:loc>
			<image:title><![CDATA[1]]></image:title>
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	</url>
	<url>
		<loc>https://bodnar.net/the-politics-of-investing-three-midterm-election-scenarios-and-what-they-mean-for-your-portfolio/attachment/2/</loc>
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		<image:image>
			<image:loc>https://bodnar.net/wp-content/uploads/2018/11/2.png</image:loc>
			<image:title><![CDATA[2]]></image:title>
		</image:image>
	</url>
	<url>
		<loc>https://bodnar.net/the-politics-of-investing-three-midterm-election-scenarios-and-what-they-mean-for-your-portfolio/attachment/3/</loc>
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			<image:loc>https://bodnar.net/wp-content/uploads/2018/11/3.png</image:loc>
			<image:title><![CDATA[3]]></image:title>
		</image:image>
	</url>
	<url>
		<loc>https://bodnar.net/the-politics-of-investing-three-midterm-election-scenarios-and-what-they-mean-for-your-portfolio/attachment/4/</loc>
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		<image:image>
			<image:loc>https://bodnar.net/wp-content/uploads/2018/11/4.jpg</image:loc>
			<image:title><![CDATA[4]]></image:title>
		</image:image>
	</url>
	<url>
		<loc>https://bodnar.net/the-politics-of-investing-three-midterm-election-scenarios-and-what-they-mean-for-your-portfolio/attachment/5/</loc>
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		<image:image>
			<image:loc>https://bodnar.net/wp-content/uploads/2018/11/5.png</image:loc>
			<image:title><![CDATA[5]]></image:title>
		</image:image>
	</url>
	<url>
		<loc>https://bodnar.net/the-politics-of-investing-three-midterm-election-scenarios-and-what-they-mean-for-your-portfolio/attachment/6/</loc>
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		<image:image>
			<image:loc>https://bodnar.net/wp-content/uploads/2018/11/6.png</image:loc>
			<image:title><![CDATA[6]]></image:title>
		</image:image>
	</url>
	<url>
		<loc>https://bodnar.net/the-politics-of-investing-three-midterm-election-scenarios-and-what-they-mean-for-your-portfolio/vote/</loc>
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		<image:image>
			<image:loc>https://bodnar.net/wp-content/uploads/2018/11/vote.jpg</image:loc>
			<image:title><![CDATA[vote]]></image:title>
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	</url>
	<url>
		<loc>https://bodnar.net/our-long-term-care-seminar-is-rescheduled-for-december-5/senior-facility-fitness-long-term-care/</loc>
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		<image:image>
			<image:loc>https://bodnar.net/wp-content/uploads/2018/11/senior-facility-fitness-long-term-care.jpg</image:loc>
			<image:title><![CDATA[senior facility fitness - long term care]]></image:title>
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			<image:title><![CDATA[arrow]]></image:title>
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